Current Income Portfolio

Objective:  

This model seeks to increase the level of current income and hedge against inflation, using a more conservative means than stocks. This portfolio consists of short-term fixed income instruments which seek to provide income and stability with a portion in long-term bonds which seek to enhance income and total return. The balance is in equities which is intended to add diversification and may enhance returns, but will also add a moderate level of volatility to the portfolio.

Investor Profile: 

• Those investors who want a higher current yield than money market instruments offer, but who understand that principal may fluctuate.
• Those investors who want some growth as a hedge against inflation.
• Those investors who may be ready to retire or are preparing to retire shortly.

Model Portfolio Range:  

Money market 5-10%, Bond Funds 65-75% and stock Funds 20-30%.